Banks Kick Off Q3 With Blowout Earnings
Three of the nation’s largest banks, JPMorgan Chase (NYSE:JPM), Wells Fargo (NYSE:WFC), and Citigroup (NYSE:C) released strong third-quarter earnings on Friday — all beating analysts’ estimates.
Banks are typically among the first to report earnings each quarter, and they are often considered bellwethers for predicting the larger market’s performance in the quarter. Thus, the big numbers posted by three of the four largest U.S. banks should be received favorably by investors, particularly since the industry was in crisis earlier this year with three major bank failures.
Big banks were not hit as hard as regional banks during the crisis, but nonetheless, these results are indicative of their resiliency just over six months after the crisis.
逐句文法分析
1. Three of the nation’s largest banks, JPMorgan Chase, Wells Fargo, and Citigroup released strong third-quarter earnings on Friday — all beating analysts’ estimates.
Three of the nation’s largest banks
美國最大的幾家銀行中的三家。
three of + 複數名詞 表示「……中的三個／三家」。
released strong third-quarter earnings
公布強勁的第三季財報。
release earnings 是財經英文中常見的表達，意思是「公布財報／發布獲利結果」。
all beating analysts’ estimates 是現在分詞片語，用來補充說明前面的三家銀行。 可以理解為： all of them beat analysts’ estimates。
beat analysts’ estimates = 超越分析師預期。
常見同義表達： exceed estimates、surpass estimates、 outperform expectations、come in above expectations。
2. Banks are typically among the first to report earnings each quarter, and they are often considered bellwethers for predicting the larger market’s performance in the quarter.
among the first to + 原形動詞
表示「最早……的其中之一」。
她是最早抵達的人之一。
report earnings = 公布財報／公布獲利。
are often considered 是被動語態，表示「經常被認為是……」。
bellwether = 風向標、指標。
在財經英文中，bellwether stock、 bellwether company 或 bellwether industry 都很常見。
for predicting 中的 for + V-ing 表示「用於……」。
the larger market 在這裡指「整體市場」，也就是相對於銀行業而言更廣泛的市場。
3. Thus, the big numbers posted by three of the four largest U.S. banks should be received favorably by investors, particularly since the industry was in crisis earlier this year with three major bank failures.
Thus = 因此、所以。
posted by three of the four largest U.S. banks 是過去分詞片語，修飾前面的 the big numbers。
post numbers 在財經新聞中表示「公布數據／公布成績」。
這家公司公布了強勁的營收成長。
should be received favorably by investors = 應該會受到投資人的正面看待。
be received favorably 可以理解為「獲得正面反應」或「受到正面看待」。
particularly since = 特別是因為。
這裡的 since 不是「自從」，而是「因為」。
be in crisis = 處於危機之中。
with three major bank failures 用來補充說明當時銀行業陷入危機的背景。
4. Big banks were not hit as hard as regional banks during the crisis, but nonetheless, these results are indicative of their resiliency just over six months after the crisis.
not as + 形容詞／副詞 + as 表示「沒有……那麼……」。
were not hit as hard as regional banks
大型銀行受到的打擊沒有區域性銀行那麼嚴重。
hit hard = 遭受嚴重打擊。
這檔股票受到拋售潮的嚴重打擊。
nonetheless = 儘管如此、不過、然而。
nonetheless 與 nevertheless 意思非常接近， 都比單純使用 but 更正式。
be indicative of + 名詞 = 顯示……、表明……、是……的跡象。
強勁的現金流是企業健康的一個跡象。
resiliency = 韌性、恢復能力、抗壓能力。
resilience 也是非常常見的同義字。
just over six months = 六個多月、略多於六個月。
重要片語
| 英文片語 | 中文意思 |
|---|---|
| kick off | 開始、拉開序幕 |
| blowout earnings | 極其強勁、遠超預期的財報 |
| beat analysts’ estimates | 超越分析師預期 |
| among the first to | 最早……的其中之一 |
| report earnings | 公布財報 |
| be received favorably | 受到正面看待、獲得正面反應 |
| be in crisis | 處於危機之中 |
| be hit hard | 遭受嚴重打擊 |
| be indicative of | 顯示、表明、是……的跡象 |
| just over | 略多於、剛超過 |
重要單字
| 單字 | 中文意思 |
|---|---|
| earnings | 獲利、盈餘、財報 |
| estimate | 預估、預期 |
| bellwether | 風向標、指標 |
| performance | 表現、績效 |
| favorably | 正面地、有利地 |
| crisis | 危機 |
| failure | 失敗；倒閉 |
| regional | 區域性的 |
| indicative | 指示性的、顯示……的 |
| resiliency | 韌性、恢復能力、抗壓能力 |
同義詞
| 原文 | 同義詞／近義表達 |
|---|---|
| kick off | start、begin、launch |
| blowout earnings | stellar earnings、exceptional earnings、better-than-expected earnings |
| beat estimates | exceed estimates、surpass estimates、outperform expectations |
| bellwether | indicator、leading indicator、market signal |
| be received favorably | be viewed positively、be welcomed、be well received |
| be in crisis | face a crisis、be in trouble、be under pressure |
| be hit hard | be severely affected、take a major hit、be badly affected |
| nonetheless | nevertheless、however、even so、still |
| be indicative of | indicate、suggest、point to、demonstrate、be a sign of |
| resiliency | resilience、strength、durability、ability to recover |
實用例句
這家公司以強勁的銷售表現開啟新的一年。
這家公司公布了遠超預期的亮眼財報。
營收超越分析師預期。
JPMorgan 常被視為銀行業的風向標。
這檔股票受到拋售潮的嚴重打擊。
強勁的現金流是企業健康的一個跡象。
