That’s normally considered high, but for a high-growth company like SoFi, which should get an additional boost from the end of the moratorium on student loan repayments, it looks like it still has room to run.
In fact, management raised its guidance for full-year adjusted net revenue in the last quarter to a range of $1.974 billion to $2.034 billion, up from its previous guidance of $1.955 billion to $2.02 billion. The company also expects to achieve net income profitability in the fourth quarter, which would be a major milestone.
At the end of the day, while SoFi is not a stock one would call cheap despite its roughly $8 entry price, there remains some solid upside growth potential in the name. Stay tuned for third-quarter earnings, which should bring more visibility.
That’s normally considered high.
這通常被認為是偏高的。
be considered + 形容詞 表示「被認為是……」。
這檔股票被認為很貴。
這家公司被認為被低估。
normally = 通常、一般而言
同義詞： usually、generally、typically、ordinarily
high-growth company = 高成長公司
high-growth 是複合形容詞，由 high + growth 組成。
high-growth business = 高成長企業
high-growth industry = 高成長產業
相反的說法包括： low-growth company、slow-growth company。
which should get an additional boost from…
get a boost from = 受到……提振／受到……推動
這檔股票受到強勁財報的提振。
additional boost = 額外的提振、進一步的推動。
其他相近表達： benefit from、be helped by、get support from、 receive a boost from、be boosted by
the end of the moratorium on student loan repayments
= 學生貸款還款暫緩期結束
moratorium 是「暫緩、延期執行、暫停期」的意思。
學生貸款還款暫緩期
the end of… 也是財經英文中很常見的結構。
the end of the rate-hiking cycle = 升息週期結束
the end of the moratorium = 暫緩期結束
It looks like it still has room to run.
在股票語境中，room to run 不是「有空間跑步」，而是：
還有上漲空間／還有進一步成長的空間。
這檔股票仍有上漲空間。
it looks like… = 看起來……
看起來這檔股票被低估了。
room to run 的相近表達： room to grow、room to rise、further upside、 additional upside potential、more room for growth。
In fact = 事實上、實際上
常用來補充或加強前面的論點。
同義詞： actually、indeed、as a matter of fact
management raised its guidance for full-year adjusted net revenue
management 在這裡不是「管理」，而是： 公司管理層／經營團隊。
管理層預期營收將成長。
raise guidance = 上調財測／提高公司指引。
相反： lower guidance = 下調財測。
其他相近說法： raise its outlook、improve its outlook、 increase its forecast。
full-year adjusted net revenue = 全年度調整後淨營收
adjusted = 調整後的
net revenue = 淨營收
up from its previous guidance
= 高於先前的指引／較之前上升。
營收升至 20 億美元，高於原本的 18 億美元。
相近表達： higher than、compared with、versus、above
previous guidance = 先前的財測／先前的公司指引
previous = 先前的、之前的。
相近詞： earlier、prior
The company also expects to achieve net income profitability.
expect + to V = 預期／預計做某事。
公司預期營收將成長。
管理層預期實現獲利。
achieve profitability = 實現獲利／達到獲利狀態。
常見搭配： achieve growth、achieve its target、 achieve positive cash flow。
profitability = 獲利能力／獲利狀態
profitable = 有獲利的
profitability = 獲利能力／獲利狀態
a major milestone = 一個重要里程碑
milestone = 里程碑、重要階段。
achieve a milestone = 實現一個重要里程碑
a significant milestone = 重要里程碑
At the end of the day…
這裡不是字面上的「在一天結束時」。
在投資評論與財經文章中， At the end of the day = 說到底／歸根究柢／最終來說
說到底，估值仍然重要。
相近表達： ultimately、in the end、when all is said and done
SoFi is not a stock one would call cheap.
one would call… = 一般人會稱其為……
這裡的 one 是泛指「一個人／一般人」。
call + 受詞 + 補語 可以表示「認為某個東西是……」。
我不會說這檔股票很貴。
投資人認為這檔股票被低估。
despite + 名詞 = 儘管……
儘管它的估值很低
儘管成長強勁
roughly = 大約、約略
同義詞： approximately、about、around
entry price = 進場價格／買入價格
我的買入價格是 50 美元。
相關說法：
entry point = 進場點
purchase price = 購買價格
There remains some solid upside growth potential in the name.
there remains… = 仍然存在……
仍存在很大的不確定性。
solid 在這裡不是「固體」， 而是「不錯的、穩健的、相當可觀的」。
solid earnings = 穩健的獲利表現
solid demand = 強勁／穩健的需求
solid upside = 不錯的上漲空間
upside potential = 上行潛力／上漲潛力
相近表達： growth potential、upside、further upside、 potential for gains、room to grow
in the name 在金融英文裡可以用來指「在這檔股票／這家公司上」。
這檔股票仍有上漲空間。
Stay tuned for… = 持續關注……／留意……
請繼續關注後續更新。
請繼續關注下一份財報。
which should bring more visibility.
這裡的 visibility 不是一般所說的「能見度」。
在財經語境中， bring more visibility 可以理解為： 讓未來情況更加明朗／讓市場有更清楚的了解。
財報應該能讓市場更清楚了解未來的成長情況。
相近表達： provide more clarity、provide greater clarity、 give investors a better picture、offer more insight
| 英文 | 中文意思 |
|---|---|
| be considered high | 被認為偏高 |
| high-growth company | 高成長公司 |
| get a boost from | 受到……提振 |
| additional boost | 額外提振 |
| room to run | 還有上漲空間 |
| raise guidance | 上調財測 |
| previous guidance | 先前財測 |
| up from | 高於／較……上升 |
| expect to achieve | 預期實現 |
| achieve profitability | 實現獲利 |
| major milestone | 重要里程碑 |
| at the end of the day | 說到底／歸根究柢 |
| call a stock cheap | 認為股票便宜 |
| entry price | 進場價格／買入價格 |
| upside potential | 上漲潛力 |
| there remains | 仍然存在 |
| in the name | 在該股票／公司上 |
| stay tuned for | 持續關注 |
| bring more visibility | 讓情況更加明朗 |
